Faq's

Insurance is a financial safety net that protects you from unexpected losses or expenses. Whether it’s health emergencies, accidents, or property damage, insurance ensures you don’t face financial stress during difficult times.

Policy Mantra offers unbiased advice, multiple policy options, competitive premiums, and complete claim assistance. We help you choose the right policy based on your needs—not commissions.

Choosing the right policy depends on factors like your age, income, family size, lifestyle, and financial goals. Our insurance experts guide you through every step to ensure you select the most suitable coverage.

NO, you can contact and buy insurance policies with Policy Mantra. Our process is quick, secure, and hassle-free.

Health insurance typically covers hospitalization expenses, pre and post-hospitalization costs, day-care procedures, ambulance charges, and sometimes critical illness benefits.

Yes. Buying health insurance early ensures lower premiums, wider coverage, and benefits like no-claim bonuses. Medical emergencies can happen at any age.

Cashless treatment allows you to receive medical care at network hospitals without paying upfront. The insurer directly settles the hospital bills. Yes, most health insurance policies cover pre-existing diseases after a waiting period, which varies depending on the insurer and policy.

Yes, family floater health insurance policies cover you, your spouse, children, and sometimes parents under a single sum insured.

Life insurance provides financial protection to your family in case of your untimely demise. It ensures your loved ones remain financially secure. The best policy depends on your financial goals. Term insurance is ideal for pure protection, while endowment and ULIP plans offer savings and investment benefits.

Ideally, your life cover should be 10–15 times your annual income to adequately support your family’s future needs and liabilities.

Term insurance is an affordable life insurance plan that provides high coverage at low premiums for a specific period.

Yes, as per Indian law, third-party motor insurance is mandatory for all vehicles.

Third-party insurance covers damages to others, while comprehensive insurance covers third-party liability along with damages to your own vehicle.

NCB is a reward for not making any claims during the policy year. It reduces your premium at the time of renewal.

Yes, comprehensive motor insurance covers damages caused by natural calamities like floods, earthquakes, and storms.